More Than a Financial Service Provider
Himilo Microfinance Institution (Himilo MFI) is more than a financial service provider — we are a community partner dedicated to helping people build better lives. As a Shariah-compliant institution licensed by the Central Bank of Somalia (CBS), we work across the country to make finance accessible, ethical, and inclusive for all.
Himilo MFI was founded with a simple belief: every hardworking person deserves the opportunity to grow. We support low-income households, small business owners, MSMEs, producer groups, and everyday entrepreneurs who are striving to improve their livelihoods but often lack access to formal financial services.
2021
Year Founded100%
Shariah-CompliantSmall loans. Real impact.
Uniqueness comes from impact, not loan volume.
Empowering Those Who Need It Most
Our commitment to financial inclusion is deeply personal. We focus on empowering women, youth, and start-up businesses — people with dreams, ideas, and potential who simply need the right support to succeed.
Through tailored micro-lending products, compassionate customer service, and a genuine understanding of the challenges our communities face, Himilo MFI helps individuals turn ambition into action.
"We understand the financial needs of the Somali community because we are part of that community ourselves."
What Drives Our Work
Innovation
We approach business in a creative, disruptive, and empowering way to address the challenging loan eligibility criteria imposed by traditional financial institutions.
Access
Provide an easily accessible and affordable credit facility that empowers low-income, unbanked communities.
Tech-Driven
We leverage technology to expand the outreach of financial services to rural areas not served by commercial banks, NGOs, or other MFIs.
Inclusivity
Promote inclusive financial services that provide access to finance for Somalia's economically active poor — particularly women, youth, and persons with disabilities.
Want to learn more about our financial products?
Explore our range of Sharia-compliant financing solutions designed for you.